@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&display=swap');

:root {
  --primary: #024ad8;
  --primary-bright: #296ef9;
  --primary-deep: #0e3191;
  --primary-soft: #c9e0fc;
  --canvas: #ffffff;
  --cloud: #f7f7f7;
  --fog: #e8e8e8;
  --ink: #1a1a1a;
  --charcoal: #3d3d3d;
  --graphite: #636363;
  --steel: #c2c2c2;
  --on-ink: #ffffff;
  --rounded-sm: 3px;
  --rounded-md: 4px;
  --rounded-lg: 8px;
  --rounded-xl: 16px;
  --rounded-pill: 9999px;
  --shadow-soft: 0 2px 8px rgba(26, 26, 26, 0.08);
  --shadow-float: 0 8px 24px rgba(26, 26, 26, 0.12);
  --max-width: 1366px;
  --section-gap: 80px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.4;
  color: var(--ink);
  background: var(--canvas);
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

ul, ol { list-style: none; }

address { font-style: normal; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: auto;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
.skip-link:focus {
  position: fixed;
  top: 0;
  left: 0;
  width: auto;
  height: auto;
  padding: 12px 24px;
  background: var(--primary);
  color: var(--on-ink);
  z-index: 9999;
  font-weight: 600;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 32px;
}

@media (max-width: 767px) {
  .container { padding: 0 16px; }
}

.utility-strip {
  background: var(--ink);
  color: var(--on-ink);
  height: 36px;
  display: flex;
  align-items: center;
}

.utility-strip .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.utility-strip__text {
  font-size: 13px;
  color: var(--steel);
}

.utility-strip__nav {
  display: flex;
  gap: 20px;
}

.utility-strip__nav a {
  font-size: 13px;
  color: var(--steel);
  text-decoration: none;
}

.utility-strip__nav a:hover { color: var(--on-ink); }

@media (max-width: 599px) {
  .utility-strip__text { display: none; }
}

.nav-bar {
  background: var(--canvas);
  border-bottom: 1px solid var(--fog);
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav-bar__inner {
  display: flex;
  align-items: center;
  height: 64px;
  gap: 32px;
}

.site-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}

.site-logo__name {
  font-size: 16px;
  font-weight: 600;
  color: var(--ink);
  white-space: nowrap;
}

.primary-nav {
  flex: 1;
}

.primary-nav__list {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav-link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 8px 12px;
  font-size: 15px;
  font-weight: 500;
  color: var(--ink);
  text-decoration: none;
  border-radius: var(--rounded-md);
  background: none;
  border: none;
  cursor: pointer;
  white-space: nowrap;
}

.nav-link:hover {
  background: var(--cloud);
  text-decoration: none;
}

.nav-link.active {
  color: var(--primary);
  border-bottom: 2px solid var(--primary);
  border-radius: 0;
}

.nav-item--dropdown {
  position: relative;
}

.dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: var(--canvas);
  border: 1px solid var(--fog);
  border-radius: var(--rounded-lg);
  box-shadow: var(--shadow-float);
  padding: 8px 0;
  min-width: 240px;
  z-index: 200;
}

.dropdown-menu.open { display: block; }

.dropdown-menu li a {
  display: block;
  padding: 10px 20px;
  font-size: 14px;
  color: var(--ink);
  text-decoration: none;
}

.dropdown-menu li a:hover {
  background: var(--cloud);
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 10px;
  margin-left: auto;
  border-radius: var(--rounded-md);
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--ink);
  transition: transform 0.2s, opacity 0.2s;
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 1023px) {
  .nav-toggle { display: flex; }

  .primary-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--canvas);
    border-bottom: 1px solid var(--fog);
    box-shadow: var(--shadow-float);
    padding: 16px 0;
    z-index: 99;
  }

  .nav-bar { position: relative; }

  .primary-nav.open { display: block; }

  .primary-nav__list {
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0 16px;
  }

  .nav-link {
    padding: 12px 16px;
    width: 100%;
    justify-content: space-between;
  }

  .nav-item--dropdown .dropdown-menu {
    position: static;
    box-shadow: none;
    border: none;
    border-left: 2px solid var(--primary-soft);
    border-radius: 0;
    padding: 4px 0 4px 12px;
    margin: 0 0 8px 16px;
  }

  .dropdown-menu.open { display: block; }
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 12px 24px;
  height: 44px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.7px;
  text-transform: uppercase;
  border-radius: var(--rounded-md);
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
  white-space: nowrap;
}

.btn--primary {
  background: var(--primary);
  color: var(--on-ink);
  border-color: var(--primary);
}

.btn--primary:hover {
  background: var(--primary-deep);
  border-color: var(--primary-deep);
  text-decoration: none;
  color: var(--on-ink);
}

.btn--outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}

.btn--outline:hover {
  background: var(--primary-soft);
  text-decoration: none;
}

.btn--ink {
  background: var(--ink);
  color: var(--on-ink);
  border-color: var(--ink);
}

.btn--ink:hover {
  background: #333;
  text-decoration: none;
  color: var(--on-ink);
}

.btn--sm {
  padding: 8px 16px;
  height: 36px;
  font-size: 13px;
}

.btn:disabled {
  background: var(--steel);
  border-color: var(--steel);
  color: var(--on-ink);
  cursor: not-allowed;
}

.hero-section {
  background: var(--canvas);
  padding: 64px 0 80px;
  overflow: hidden;
  position: relative;
}

.hero-section__inner {
  position: relative;
  display: flex;
  align-items: center;
  gap: 48px;
}

.hero-section__chevron-left,
.hero-section__chevron-right {
  position: absolute;
  top: 0;
  bottom: 0;
  width: 40px;
  background: var(--primary);
  clip-path: polygon(0 0, 60% 0, 100% 50%, 60% 100%, 0 100%, 40% 50%);
  opacity: 0.12;
  pointer-events: none;
}

.hero-section__chevron-left { left: -20px; }
.hero-section__chevron-right {
  right: -20px;
  clip-path: polygon(40% 0, 100% 0, 100% 100%, 40% 100%, 0 50%);
}

.hero-section__content {
  flex: 1;
  position: relative;
  z-index: 1;
}

.hero-eyebrow {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 16px;
}

.hero-title {
  font-size: clamp(36px, 5vw, 56px);
  font-weight: 500;
  line-height: 1.0;
  color: var(--ink);
  margin-bottom: 20px;
}

.hero-lead {
  font-size: 18px;
  line-height: 1.5;
  color: var(--charcoal);
  max-width: 600px;
  margin-bottom: 32px;
}

.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.hero-section__visual {
  flex: 0 0 420px;
  position: relative;
}

.hero-visual-card {
  background: var(--cloud);
  border-radius: var(--rounded-xl);
  padding: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-visual-icon {
  width: 160px;
  height: 160px;
}

@media (max-width: 1023px) {
  .hero-section__visual { flex: 0 0 320px; }
}

@media (max-width: 767px) {
  .hero-section { padding: 40px 0 56px; }
  .hero-section__inner { flex-direction: column; gap: 32px; }
  .hero-section__visual { flex: none; width: 100%; max-width: 320px; align-self: center; }
  .hero-section__chevron-left, .hero-section__chevron-right { display: none; }
}

.section {
  padding: var(--section-gap) 0;
}

.section--cloud {
  background: var(--cloud);
}

.section--fog {
  background: var(--fog);
}

.section--ink {
  background: var(--ink);
  color: var(--on-ink);
}

.section-header {
  margin-bottom: 40px;
}

.section-eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 12px;
}

.section-title {
  font-size: clamp(24px, 3vw, 44px);
  font-weight: 500;
  line-height: 1.1;
  color: var(--ink);
}

.section--ink .section-title { color: var(--on-ink); }
.section--ink .section-eyebrow { color: var(--primary-bright); }

.section-lead {
  font-size: 17px;
  line-height: 1.5;
  color: var(--charcoal);
  max-width: 600px;
  margin-top: 12px;
}

.section--ink .section-lead { color: rgba(255,255,255,0.75); }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

@media (max-width: 1023px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 599px) {
  .grid-4, .grid-3, .grid-2 { grid-template-columns: 1fr; }
}

.card {
  background: var(--canvas);
  border-radius: var(--rounded-xl);
  padding: 24px;
  box-shadow: var(--shadow-soft);
}

.card--cloud {
  background: var(--cloud);
  box-shadow: none;
}

.card__icon {
  width: 48px;
  height: 48px;
  margin-bottom: 16px;
  color: var(--primary);
}

.card__eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 8px;
}

.card__title {
  font-size: 18px;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 10px;
  line-height: 1.3;
}

.card__title a {
  color: inherit;
  text-decoration: none;
}

.card__title a:hover { color: var(--primary); }

.card__body {
  font-size: 14px;
  color: var(--charcoal);
  line-height: 1.5;
  margin-bottom: 16px;
}

.card__link {
  font-size: 14px;
  font-weight: 500;
  color: var(--primary);
}

.card__meta {
  font-size: 12px;
  color: var(--graphite);
  margin-bottom: 8px;
}

.guide-index {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

@media (max-width: 1023px) {
  .guide-index { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 599px) {
  .guide-index { grid-template-columns: 1fr; }
}

.guide-card {
  background: var(--canvas);
  border-radius: var(--rounded-xl);
  padding: 28px 24px;
  box-shadow: var(--shadow-soft);
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.15s;
}

.guide-card:hover {
  box-shadow: var(--shadow-float);
}

.guide-card__number {
  font-size: 40px;
  font-weight: 700;
  color: var(--primary-soft);
  line-height: 1;
  margin-bottom: 12px;
}

.guide-card__title {
  font-size: 17px;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 10px;
  line-height: 1.3;
}

.guide-card__title a {
  color: inherit;
  text-decoration: none;
}

.guide-card__title a:hover { color: var(--primary); }

.guide-card__desc {
  font-size: 14px;
  color: var(--charcoal);
  line-height: 1.5;
  flex: 1;
  margin-bottom: 16px;
}

.guide-card__link {
  font-size: 13px;
  font-weight: 600;
  color: var(--primary);
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.faq-item {
  background: var(--canvas);
  border: 1px solid var(--fog);
  border-radius: var(--rounded-lg);
  overflow: hidden;
}

.faq-item summary {
  padding: 16px 20px;
  font-size: 16px;
  font-weight: 500;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  list-style: none;
  user-select: none;
}

.faq-item summary::-webkit-details-marker { display: none; }

.faq-item summary::after {
  content: '+';
  font-size: 20px;
  font-weight: 300;
  color: var(--primary);
  flex-shrink: 0;
  margin-left: 12px;
}

.faq-item[open] summary::after { content: '−'; }

.faq-item__answer {
  padding: 0 20px 16px;
  font-size: 15px;
  color: var(--charcoal);
  line-height: 1.6;
}

.featured-article {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.featured-article__image {
  border-radius: var(--rounded-xl);
  overflow: hidden;
  background: var(--fog);
  aspect-ratio: 4/3;
  display: flex;
  align-items: center;
  justify-content: center;
}

.featured-article__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.featured-article__content {}

@media (max-width: 767px) {
  .featured-article {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

.page-hero {
  background: var(--cloud);
  padding: 48px 0 56px;
}

.page-hero__breadcrumbs { margin-bottom: 16px; }

.page-hero__title {
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 500;
  line-height: 1.1;
  color: var(--ink);
  margin-bottom: 12px;
}

.page-hero__lead {
  font-size: 17px;
  color: var(--charcoal);
  line-height: 1.5;
  max-width: 680px;
}

.breadcrumbs {
  margin-bottom: 24px;
}

.breadcrumbs__list {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 4px;
  font-size: 13px;
}

.breadcrumbs__link {
  color: var(--primary);
}

.breadcrumbs__sep {
  color: var(--graphite);
  padding: 0 2px;
}

.breadcrumbs__current {
  color: var(--graphite);
}

.article-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 48px;
  align-items: start;
}

@media (max-width: 1023px) {
  .article-layout {
    grid-template-columns: 1fr;
  }
}

.article-toc {
  position: sticky;
  top: 80px;
  background: var(--cloud);
  border-radius: var(--rounded-lg);
  padding: 20px;
}

.article-toc__title {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--graphite);
  margin-bottom: 12px;
}

.article-toc__list {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.article-toc__list a {
  font-size: 14px;
  color: var(--charcoal);
  padding: 4px 8px;
  border-radius: var(--rounded-sm);
  display: block;
  text-decoration: none;
  line-height: 1.4;
}

.article-toc__list a:hover {
  background: var(--fog);
  color: var(--primary);
}

.article-toc__list a.active {
  color: var(--primary);
  font-weight: 500;
}

@media (max-width: 1023px) {
  .article-toc {
    position: static;
  }

  .article-toc-mobile {
    background: var(--cloud);
    border-radius: var(--rounded-lg);
    margin-bottom: 32px;
  }

  .article-toc-mobile summary {
    padding: 16px 20px;
    font-size: 15px;
    font-weight: 500;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    list-style: none;
  }

  .article-toc-mobile summary::-webkit-details-marker { display: none; }

  .article-toc-mobile summary::after {
    content: '+';
    color: var(--primary);
  }

  .article-toc-mobile[open] summary::after { content: '−'; }

  .article-toc-mobile .article-toc__list {
    padding: 4px 20px 16px;
  }
}

.article-content h2 {
  font-size: 28px;
  font-weight: 500;
  color: var(--ink);
  margin: 48px 0 16px;
  padding-top: 8px;
  line-height: 1.2;
}

.article-content h3 {
  font-size: 20px;
  font-weight: 500;
  color: var(--ink);
  margin: 32px 0 12px;
  line-height: 1.3;
}

.article-content p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--charcoal);
  margin-bottom: 16px;
}

.article-content ul,
.article-content ol {
  margin: 0 0 16px 24px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.article-content ul { list-style: disc; }
.article-content ol { list-style: decimal; }

.article-content li {
  font-size: 16px;
  line-height: 1.6;
  color: var(--charcoal);
}

.article-content strong { color: var(--ink); font-weight: 600; }

.article-content a { color: var(--primary); }

.article-content .note-box {
  background: var(--primary-soft);
  border-left: 4px solid var(--primary);
  border-radius: 0 var(--rounded-lg) var(--rounded-lg) 0;
  padding: 16px 20px;
  margin: 24px 0;
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink);
}

.article-content .warning-box {
  background: #fff8e6;
  border-left: 4px solid #f0a500;
  border-radius: 0 var(--rounded-lg) var(--rounded-lg) 0;
  padding: 16px 20px;
  margin: 24px 0;
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink);
}

.article-content table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  font-size: 15px;
}

.article-content th {
  background: var(--cloud);
  padding: 10px 14px;
  text-align: left;
  font-weight: 600;
  border: 1px solid var(--fog);
}

.article-content td {
  padding: 10px 14px;
  border: 1px solid var(--fog);
  color: var(--charcoal);
  line-height: 1.5;
}

.article-content tr:nth-child(even) td { background: var(--cloud); }

.checklist {
  list-style: none !important;
  margin-left: 0 !important;
  display: flex !important;
  flex-direction: column !important;
  gap: 10px !important;
}

.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 16px;
  background: var(--canvas);
  border: 1px solid var(--fog);
  border-radius: var(--rounded-lg);
  font-size: 15px !important;
  line-height: 1.5 !important;
}

.checklist li::before {
  content: '';
  width: 20px;
  height: 20px;
  border: 2px solid var(--primary);
  border-radius: 4px;
  flex-shrink: 0;
  margin-top: 1px;
}

.related-content {
  background: var(--cloud);
  border-radius: var(--rounded-xl);
  padding: 32px;
  margin-top: 56px;
}

.related-content__title {
  font-size: 20px;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 20px;
}

.related-content__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

@media (max-width: 599px) {
  .related-content__grid { grid-template-columns: 1fr; }
}

.related-item {
  background: var(--canvas);
  border-radius: var(--rounded-lg);
  padding: 16px;
  box-shadow: var(--shadow-soft);
}

.related-item__label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 6px;
}

.related-item__title {
  font-size: 15px;
  font-weight: 500;
  color: var(--ink);
}

.related-item__title a {
  color: inherit;
  text-decoration: none;
}

.related-item__title a:hover { color: var(--primary); }

.contact-form {
  max-width: 640px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 6px;
}

.form-group input,
.form-group textarea {
  width: 100%;
  padding: 10px 14px;
  height: 44px;
  font-family: inherit;
  font-size: 15px;
  color: var(--ink);
  background: var(--canvas);
  border: 1px solid var(--steel);
  border-radius: var(--rounded-md);
  outline: none;
  transition: border-color 0.15s;
}

.form-group textarea {
  height: auto;
  min-height: 120px;
  resize: vertical;
  line-height: 1.5;
}

.form-group input:focus,
.form-group textarea:focus {
  border-color: var(--ink);
}

.form-group input.error,
.form-group textarea.error {
  border-color: #c00;
}

.form-error-msg {
  font-size: 13px;
  color: #c00;
  margin-top: 4px;
  display: none;
}

.form-error-msg.visible { display: block; }

.form-success {
  display: none;
  padding: 16px 20px;
  background: #e8f5e9;
  border-left: 4px solid #2e7d32;
  border-radius: 0 var(--rounded-lg) var(--rounded-lg) 0;
  font-size: 15px;
  color: #1b5e20;
  margin-top: 16px;
}

.form-success.visible { display: block; }

.cookie-banner {
  position: fixed;
  bottom: 16px;
  left: 0;
  right: 0;
  margin-left: auto;
  margin-right: auto;
  max-width: 560px;
  background: var(--ink);
  color: var(--on-ink);
  border-radius: var(--rounded-xl);
  box-shadow: var(--shadow-float);
  z-index: 9000;
  padding: 20px 24px;
}

.cookie-banner[hidden] { display: none; }

.cookie-banner__inner {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  flex-wrap: wrap;
}

.cookie-banner__text {
  flex: 1;
  font-size: 14px;
  line-height: 1.5;
  min-width: 200px;
}

.cookie-banner__actions {
  display: flex;
  gap: 8px;
  flex-shrink: 0;
  align-items: center;
}

@media (max-width: 599px) {
  .cookie-banner {
    bottom: 0;
    border-radius: var(--rounded-xl) var(--rounded-xl) 0 0;
    max-width: 100%;
    left: 8px;
    right: 8px;
    margin: 0 auto;
  }
}

.site-footer {
  background: var(--ink);
  color: var(--on-ink);
}

.footer-main {
  padding: 64px 0 48px;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
}

@media (max-width: 767px) {
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
}

.footer-col__heading {
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--steel);
  margin-bottom: 16px;
}

.footer-col__links {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-col__links a {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  text-decoration: none;
}

.footer-col__links a:hover {
  color: var(--on-ink);
}

.footer-address {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  line-height: 1.8;
  margin-bottom: 16px;
}

.footer-address a {
  color: rgba(255,255,255,0.7);
}

.footer-address a:hover { color: var(--on-ink); }

.footer-disclaimer-block {
  font-size: 12px;
  color: rgba(255,255,255,0.45);
  line-height: 1.5;
  margin-top: 12px;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 20px 0;
}

.footer-bottom__inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-copyright {
  font-size: 13px;
  color: rgba(255,255,255,0.45);
}

.footer-bottom__nav {
  display: flex;
  gap: 20px;
}

.footer-bottom__nav a {
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  text-decoration: none;
}

.footer-bottom__nav a:hover { color: rgba(255,255,255,0.75); }

.prose h2 {
  font-size: 26px;
  font-weight: 500;
  color: var(--ink);
  margin: 40px 0 14px;
}

.prose h3 {
  font-size: 19px;
  font-weight: 500;
  color: var(--ink);
  margin: 28px 0 10px;
}

.prose p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--charcoal);
  margin-bottom: 16px;
}

.prose ul, .prose ol {
  margin: 0 0 16px 24px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.prose ul { list-style: disc; }
.prose ol { list-style: decimal; }

.prose li {
  font-size: 16px;
  line-height: 1.6;
  color: var(--charcoal);
}

.prose strong { color: var(--ink); font-weight: 600; }
.prose a { color: var(--primary); }

.prose table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  font-size: 15px;
}

.prose th {
  background: var(--cloud);
  padding: 10px 14px;
  text-align: left;
  font-weight: 600;
  border: 1px solid var(--fog);
}

.prose td {
  padding: 10px 14px;
  border: 1px solid var(--fog);
  color: var(--charcoal);
  line-height: 1.5;
}

.help-band {
  background: var(--ink);
  padding: 64px 0;
  text-align: center;
}

.help-band__title {
  font-size: clamp(24px, 3vw, 40px);
  font-weight: 500;
  color: var(--on-ink);
  margin-bottom: 16px;
}

.help-band__text {
  font-size: 17px;
  color: rgba(255,255,255,0.7);
  max-width: 560px;
  margin: 0 auto 28px;
  line-height: 1.5;
}

@media (max-width: 599px) {
  .section { padding: 48px 0; }
  --section-gap: 48px;
  .article-content h2 { font-size: 22px; margin-top: 36px; }
  .article-content h3 { font-size: 18px; }
}

.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; max-width: 1000px; }
@media (max-width: 767px) {
  .contact-grid { grid-template-columns: 1fr; gap: 32px; }
}
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
}

.tag {
  display: inline-block;
  padding: 4px 10px;
  background: var(--primary-soft);
  color: var(--primary-deep);
  font-size: 12px;
  font-weight: 600;
  border-radius: var(--rounded-pill);
  letter-spacing: 0.3px;
}

.article-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 13px;
  color: var(--graphite);
  margin-bottom: 32px;
  flex-wrap: wrap;
}

.article-meta__sep { color: var(--steel); }

.two-col-text {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}

@media (max-width: 767px) {
  .two-col-text { grid-template-columns: 1fr; gap: 24px; }
}

.disclaimer-box {
  background: var(--cloud);
  border-left: 3px solid var(--steel);
  border-radius: 0 var(--rounded-lg) var(--rounded-lg) 0;
  padding: 16px 20px;
  font-size: 14px;
  line-height: 1.6;
  color: var(--charcoal);
  margin: 24px 0;
}